Welcome...

to the home page of Tyler Krug.  If you are searching for Texas home loans, then you've come to the right place.  Legacy Mutual Mortgage is the largest privately owned Mortgage Banker in San Antonio and we pride ourselves on customer service, cutting edge mortgage products, and quick turnaround times.  In fact, I guarantee that Legacy Mutual Mortgage will get your loan closed in 21 days upon receipt of your complete loan application!  This website contains a wealth of information so please take your time and look around!

Please allow me to introduce myself...

I'm Tyler Krug with Legacy Mutual Mortgage and my specialty is real estate finance.

Although many of my clients are first time homebuyers, I work with all demographics across Texas to achieve their real estate goals and assist them in accomplishing the "American Dream"!  It's important when searching for a home that you have a solid understanding of your buying power.  This is where my expertise comes into play.  By providing an in depth financial analysis for each of my clients I'm able to determine which loan fits their individual needs.  I'm also able to help my Realtors close more transactions by providing outstanding customer service, effective communication, and timely pre-approvals.

Unlike many mortgage companies, everything in the loan process takes place under one roof!  From the initial application to the funding of your loan, we have complete control of the reigns.  Having control gives Legacy Mutual the ability to put a personal touch on mortgage banking which is scarce in our industry.

If you're looking for a Texas Mortgage Professional you can trust, who provides excellent service and delivers on his promises, then you've come to the right place!


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.32%4.46%
15-yr Fixed3.83%4.03%
1-yr Adj3.5%4.34%
* national averages

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Mortgage Daily News:
 
How Did The Employment Report Affect Mortgage Rates?
9/3/2010 3:38 PM

Posted To: Mortgage Rate Watch

It is the first Friday of the month and that brings us the official government report on the labor market: The Employment Situation Report. This release provides four headline measures on the health of the jobs sector. Nonfarm Payrolls: totals the number of jobs that were added to ...Read More
 
All Signs Point to Higher Rates in Week Ahead
9/3/2010 11:48 AM

Posted To: MBS Commentary

NFP has come and gone, let's see where things stand.... The October delivery FNCL 4.0 is -0-09 at 102-15. In the chart below I called attention to a few technical inflection points. The ascending trend channel that helped mortgage rates hit new lows on Wednesday has broken down and...Read More
 
FHFA Establishes New Housing Goals for GSEs
9/3/2010 9:44 AM

Posted To: MND NewsWire

The Federal Housing Finance Agency (FHFA), conservator of Freddie Mac and Fannie Mae (the Enterprises) has established its final housing goals for the Enterprises in 2010-2011. FHFA is required by the Housing and Economic Recovery Act of 2008 (HERA) to set such goals for targeted segments of the mo...Read More
 
Banks Prefer Cash Buyers in REO Sales; Freddie Mac Streamline Refi Program; Originator Capacity Constraints; Comments on Property Flipping
9/3/2010 9:26 AM

Posted To: Pipeline Press

If there's one thing that an investor will never let any originator off the buyback hook for, it's fraud . Not only that, but the penalties can go far beyond merely buying back the loan, and saying' "My bad." Just in the last few days, Laura-Jean Arvelo and Ronald O'...Read More
 
Employment Situation Report: -54K Total Job Losses. Private Sector Adds 67k Positions. Bonds Sell
9/3/2010 7:30 AM

Posted To: MBS Commentary

THE EMPLOYMENT SITUATION – AUGUST 2010 – BETTER THAN EXPECTED From the Release... Nonfarm payroll employment changed little (-54,000) in August, and the unemployment rate was about unchanged at 9.6 percent, the U.S. Bureau of Labor Statistics reported today. Government ...Read More
 
The Day Ahead: August Employment Data to Drive Markets
9/3/2010 7:13 AM

Posted To: MBS Commentary

Markets are roughly flat Friday morning ahead of the widely anticipated employment report for August, which at 8:30 eastern time is set to show that jobs declined for the third straight month. Ninety minutes before the opening bell, the S&P 500 is down 0.75 to 1,089.00. The 10 ...Read More
 
Mortgage Rates Move Higher Before Jobs Data
9/2/2010 4:42 PM

Posted To: Mortgage Rate Watch

What a boring day in the markets! Stocks added to yesterday's gains and bonds added to their losses. This pushed mortgage rates marginally higher. The best 30 year fixed mortgage rates are still in the 4.125% to 4.375% range for well-qualified consumers, but less lenders are offeri...Read More
 
Pending Home Sales Rebound from Record Low. What Might Boost Buyer Demand?
9/2/2010 3:25 PM

Posted To: MND NewsWire

The National Association of Realtors released the Pending Home Sales Index today. NAR's Pending Home Sales Index measures the number of home purchase contracts that were signed in the monthly reporting period. Once "pending" sales contracts are closed, they are considered an existing home sale. Bec...Read More
 
Fed Hosts Neighborhood Stabilization Summit
9/2/2010 1:07 PM

Posted To: MND NewsWire

Community organizers, state and federal government officials, and representatives from banking, research and educations institutions are currently meeting in Washington at a REO and Vacant Properties Summit sponsored by the Federal Reserve Bank. The two day conference is focused on examining the pr...Read More
 
Pre-NFP Outlook Plus Loan Pricing Comparison
9/2/2010 11:42 AM

Posted To: MBS Commentary

What a rough morning! It appears my hard drive no longer wants to work. I tried to reach out for help, but no one answered. Then my gf called and reminded me that today is 9.02.10. This explains why Glenn is M.I.A, he's curled up on his couch watching re-runs of 90210! I think his ...Read More




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